Terms of service

Who we are

Finrose is a service operated by Bifrost Partners LLC, a Delaware limited liability company, 2810 N Church St, PMB 540960, Wilmington, Delaware 19802-4447, US ("Finrose", "we").

These terms are between us and the company that signs up ("you"). The person who accepts them does so on your company's behalf and confirms they may. They are also the end-user license agreement for Finrose's app for Intuit QuickBooks Online.

The service

Finrose is bookkeeping software. It reads your accounting system and bank data, proposes entries, and books them in your accounting system once one of your approvers approves them. It also answers questions about your books and prepares reports.

Finrose is software, not an accounting firm. No plan includes a human accountant; Finrose staff may help while you get started. Finrose gives no tax, legal or investment advice, and doesn't file returns, run payroll or move money.

Your account

• You choose your approvers. Only an approver can connect or disconnect your books and bank, and only an approver's approval books an entry.
• You connect only systems your company may connect, and keep your access to them in good standing.
• You are responsible for what your people do in Finrose.

Approvals

Finrose drafts entries with AI models, and a draft can be wrong. Review each entry before you approve it. An approved entry is booked in your accounting system as if your approver had entered it. Your books, filings and tax returns remain your responsibility.

Your data

Your data stays yours. You let us process it only to provide Finrose, as the privacy policy describes. We don't sell it, and we don't use it to train AI models.

Other services

Finrose works through services your company uses, such as your chat workspace, accounting system and bank. Their own terms cover your use of them, and we aren't responsible for their outages or changes. If one of them withdraws access, the part of Finrose that depends on it stops until you reconnect.

License

We give you a non-exclusive, non-transferable right to use Finrose for your company's own bookkeeping while these terms are in force. You may not copy, resell or reverse engineer Finrose, or use it to build a competing product. We keep all other rights in Finrose.

Price and billing

• Finrose costs $99 a month for up to 50 bank and card transactions a month (Starter), $299 for up to 500 (Growth) and $899 for up to 2,000 (Scale), in US dollars. Paid yearly, a year costs 10 months.
• These are founding prices: you keep yours for as long as you stay subscribed.
• Each company has its own package, sized by its own transactions. A group with several companies pays for each.
• Your package follows your average over the last 3 months, so a busy month doesn't change your price.
• The first 14 days are free, and no card is needed to start.
• We bill monthly or yearly, in advance.
• If a payment is 14 days late, we may pause Finrose until it's paid.

Cancelling

• You can cancel at any time. Cancelling takes effect at the end of the month or year you've paid for. If you paid for a year, you keep Finrose until the end of that year, and the remaining months aren't refunded.
• We may suspend or end Finrose if you breach these terms, after 10 days' notice, or at once if the breach puts others at risk.
• When Finrose ends, it stops reading your systems and deletes your data as the privacy policy describes. Entries already booked stay in your accounting system.

Liability

Finrose is provided "as is". To the extent the law allows, we disclaim implied warranties, including merchantability and fitness for a particular purpose.

Our total liability under these terms is capped at the fees you paid in the 12 months before the claim. Neither party is liable for indirect or consequential loss, including lost profit or lost data.

Changes

We give your company's approvers 30 days' notice, by email and in your Finrose channel, before new terms or prices take effect. If you keep using Finrose after that, the new terms apply. If you have a founding price, you keep it for as long as you stay subscribed.

Law and courts

These terms are governed by the laws of the State of New York. Disputes go to the courts in New York County, New York.

Contact

Bifrost Partners LLC
2810 N Church St, PMB 540960, Wilmington, Delaware 19802-4447, US
hi@finrose.co